Electronic Lien and Title
Streamline Your Lien & Title Management
A Faster, Smarter Way to Manage Vehicle Liens & Titles in Rhode Island
The Rhode Island Division of Motor Vehicles (RI DMV) is proud to launch the Electronic Lien and Title (ELT) program — replacing outdated paper-based lien and title processes with a secure, fully digital system built for the way Rhode Island does business today.
ELT means faster service for lenders, simpler workflows for dealers, and a better experience for every Rhode Islander who finances a vehicle. It's a smarter system — and it's here now.
Now Available — ELT Available to All Lienholders
Rhode Island's ELT program is now open and available to all lienholders operating in the state. Participation is currently voluntary, and we encourage lenders to get enrolled early.
Whether you're a large financial institution or a community lender, ELT is designed to work for you. There's no better time to modernize how you manage vehicle liens in Rhode Island.
Why ELT? What's in It for You.
🔒 Stronger Security
Digital lien and title records eliminate the risk of document tampering, lost paper titles, and fraud. Your records are protected, traceable, and always accessible.
⚡ Faster Processing
No more waiting days or weeks for paper to move through the mail. Electronic submission and release of liens means faster turnaround — for lenders, dealers, and the customers they serve.
💰 Real Cost Savings
Say goodbye to printing, mailing, and storing paper titles. ELT reduces operational costs for financial institutions and eliminates unnecessary overhead for the state — savings that ultimately benefit Rhode Island taxpayers.
✅ Better Accuracy
Electronic recordkeeping reduces manual data entry errors and keeps lien and title information current in real time. Fewer mistakes. Faster resolutions. Better records.
🌱 More Sustainable
Going digital means less paper — and a smaller environmental footprint for Rhode Island's vehicle titling process.
How It Works
ELT is straightforward by design:
- Electronic Exchange — Lien and title data are transmitted securely between the lienholder, the RI DMV, and approved ELT service providers — no paper, no delays.
- Digital Recordkeeping — Titles remain in electronic form until the lien is satisfied, at which point the release is completed digitally and instantly updated in the state system.
- Secure, Real-Time Access — Lenders can view, update, and release lien information directly through their provider's system at any time.
How to Enroll
Getting started is simple. Follow these steps:
Step 1 — Choose Your Service Provider
Select an approved RI DMV ELT service provider that best fits your organization's needs:
|
Provider |
Contact |
|---|---|
| PDP Group | contact@simplyelt.com |
| DDI Technology | Haleigh Slater — haleigh.slater@dditechnology.com |
| Secure Title Administration (STA) | securetitleinfo@secureta.com |
| Vitu | cms-service@vitu.com |
Step 2 — Complete Enrollment
Work directly with your chosen provider to complete their enrollment process and begin implementation.
Step 3 — Get Trained & Go Live
Your service provider will walk you through training and resources to make sure your team is ready from day one.
Prefer to Work Directly with the State?
📧 Contact us at enroll@champtitles.com to learn more about the state portal option.
Ready to Get Started?
Don't wait for the mandate — lenders who enroll early have more time to train their teams, and ensure a smooth transition before the deadline.
📧 Questions? Contact us at enroll@champtitles.com